This Easy Product Gives You a Customized Plan to Help Achieve Your Credit Score Goals

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Image Source: Ivory Mix

Disclaimer: This article was sponsored by TransUnion and contains affiliate links to their products. I received a [free demo and free trial] of the product to use and am being provided compensation for my review of the product. All thoughts and opinions are my own. My experience is my own, and your experience may differ. 

Are you trying to improve your financial situation, and reach your credit score goals, but don’t know how to begin? Do you want personalized recommendations on how to reach your credit goals so that you know exactly what steps to take next?

I have seen a lot of generic information out there about credit scores, and this can lead to frustrations about the lack of information and the prevalence of “one-size-fits-all” information. As you may know, this can lead to a person not caring about or monitoring their credit score because it seems so unattainable! Well, today is your day for that to change, because there is a new product that I think you should check out.

TransUnion recently created a product called CreditCompass™. It can help you reach the credit score that you want, by giving you personalized and actionable recommendations and tips.

CreditCompass analyzes your personal credit situation against millions of data points of people who improved their credit score in similar situations over a two-year period, so you can see what you could do in order to reach your goal credit score. This product is available online and via mobile browser.

This is an amazing new product, as it helps puts YOU in control of your credit score.

I have seen a lot of bad or generic advice floating around out there about how to improve your credit. This new product will help you get rid of all the noise out there that may be confusing you, because CreditCompass is customized to your current financial situation. It generates tangible steps you can take to help reach your desired credit score.

Your credit can impact your life in many different ways, including the interest rate you get on a mortgage, whether or not you’ll get chosen from a sea of applicants for a home rental, your car insurance  rate, and so on.

Even though poor credit health could have a negative impact on your life, that doesn’t mean it’s hard to change. When you begin to transform your credit health, you may start to have a more positive self-perception as financial wellness plays an important part in your overall wellbeing!

Over the years, I’ve been careful about my financial habits, so my credit score has remained high. By keeping a strong financial standing, I’ve eliminated the need to worry about my credit score and instead, used my good credit to my advantage and remained motivated to continue incorporating strong financial behaviors into my everyday life.

My strong credit has also allowed me to use credit card rewards to my advantage. And, when you get your finances in a good spot, you’ll see there are great benefits too!

 

How can CreditCompass help you?

This easy-to-use product gives you actionable recommendations so that you know what you should do in order to reach your credit score goal.

CreditCompass is powered by VantageScore 3.0*. According to the VantageScore website, this credit scoring model provides credit scores to those who are often excluded by traditional credit scoring models, including consumers who are new to credit. This means around 30-35 million more individuals can be scored than traditional scoring models. This is great because this means that CreditCompass has the ability to help so many more consumers, no matter where the consumer is on their credit path.

This product only works if you do the work, though. So, if you truly want to improve your credit health, then you need to take the required steps in order to do so.

CreditCompass helps takes the guesswork out of trying to reach your credit score goals, so that you can take steps to build your credit health without making the many common mistakes that I’ve seen over the years!

 

How CreditCompass works

As you all know, I am a big fan of TransUnion and the products that they provide. I received a free demo of CreditCompass so I could see exactly how it works and how it could help my readers.

CreditCompass is very easy to use.

When you log in you will see:

  • Your credit goal – When you first log in, you will create your credit score goal with the interactive product. 
  • Your credit status – The product then aggregates info based on your personal credit report to show you where you stand. Info shown includes your payment activity (have you missed any payments?), credit utilization, debt and balances, and recent credit activity.
  • Your recommendation – The product will also show you clear, personalized recommendations of steps you can take based on your current credit score/history and credit score goals, so that you know what to do.

As you’ll see in the image below, the product will give you great pointers on what you should work on.

Image provided by TransUnion.

Here’s how you can use CreditCompass:

  1. Sign up for TransUnion Credit Monitoring & get your score
  2. Set your goal score & see steps you can take to reach it
  3. Track your progress at a glance – anytime, anywhere!

Please click here to check out CreditCompass.

Do you know what impacts your credit score? What are you doing to improve your credit health?

*There are various types of credit scores, and lenders use a variety of different types of credit scores to make lending decisions. The credit score you receive and the one used for CreditCompass is based on the VantageScore 3.0 model and may not be the credit score model used by your lender.

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